Thursday, September 8

Florida Universities and Colleges for Bright Futures

I created this list of colleges and universities in Florida when I learned about Bright Futures and was trying to see if my kids could afford to win the scholarship. Living on-campus or paying local rent/transportation is not as cheap as you might imagine, and since I created this analysis in May of 2021, rent has probably gone up in most places. That said, we can assume rent has gone up proportionally, and the affordability should still be similar as a comparison. 

Rankings were also from 2020-2021. These don't tend to change drastically, but it's always possible. I went from top-ranked to lowest-ranked, since my kids were interested in the "best" colleges and universities in Florida. I'm sure most of them are fine, and if it makes sense based on rent or sports or major fields of study, I think my kids can do well at any of the campuses. 

For us in Jacksonville, room and board would be free for UNF or using Bright Futures to get two years at FSCJ. However, FSCJ is unranked. Also, my kids claim they want the college experience. Maybe your kids prefer the college experience over free rent at home. It's worth seeing what that will mean for their student loans. I don't think there will be another loan bailout for kids entering college now, so it's important to know how to manage costs. That's why I also provide a handy cost-estimator at the start of the college list. If you share rent costs with other people or choose a dorm, you can do it all a little cheaper. Even at the low $500 a month rent, however (no food), "free" Florida college will cost $24,000. Add $3,000 a year for food alone, and you're looking at $36,000 college costs if you're very budget-minded (assuming your parents were offering free room and board for comparison). Dorm estimates do include room and board, but only Gainesville was slightly under $15,000 per year as of 2021. 

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